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Customer credit exposure

Compute existing and proposed exposure against the approved credit limit, and see whether the request clears.

Result

Existing exposure
595000.00
Proposed exposure
815000.00
Headroom after request
-65000.00
Excess over limit
65000.00

Download the workbook

The method

  1. Existing exposure = outstanding receivables plus committed orders; the proposed figure adds the requested credit.
  2. A committed order is exposure before it is ever invoiced, and ignoring it is how a customer passes its limit without the receivables showing it.

Built forAn accountant or analyst who needs an evidenced decision from period figures

When you need it

You need to explain a figure or compare alternatives before taking the analysis to management. Compute existing and proposed exposure against the approved credit limit, and see whether the request clears.

The decision it supports

Use the result to explain a trend, gap or scenario effect, then connect it to an operating cause. The tool shows its method beside the result so you can review it.

What you receive

Customer credit exposure result

A shareable interactive result with findings, calculation method and an Excel workpaper carrying the same figures.

An example you can inspect

A ready-to-run example

The tool opens with: Approved credit limit = 750000.00, Outstanding receivables = 410000.00, Committed orders = 185000.00, Requested credit = 220000.00. Change any value to see its effect immediately.

Continue the workflow